Can I make an application online?

Yes, you can make an application online through our site. It provides a simple and fast way to reach out for our services.

How fast can I access the cash?

You can access the cash in as fast as a day. We promise to offer 24 hour loans. The faster you are able to deliver all the documentation needed determines how fast you will receive the cash. You can expect the money to be deposited within an hour on the submission of all the needed paperwork.

How old should my car be?

Our logbook loan terms require the use of cars that are ten years and below. However, there are options for those who have vintage cars and would like to use them for a logbook loan.

How much do I have to pay you?

Our services are free of charge. We offer free quotes and you do not have to pay for the services. The costs incurred come with valuation of the car and as outlined in the loan agreement. There are no hidden charges with the logbook loans offered through Potteric Carr Loans.

Can I get to keep my car?

Yes, you get to keep your car during the loan period. All the lender will have is the logbook and the bill of sale. You can continue to use your car as usual. At the end of successful payment of the loan, the car ownership documents are handed over to you.

Can I payoff the loan early?

Yes, you are able to pay off the loan early. However, it is good to look through the loan agreement terms to learn of any charges that will be deducted even in cases when you pay off the loan early.

What if I am late on payment?

On signing for a logbook loan, you are expected to pay for the loan as agreed. Late payments attract fines. Default or missing a number of payments puts the lender at liberty to take a drastic action. This can go as far as repossession of the car in an attempt to recover the loan balance.

What happens when it is time to tax the car?

You can always use online options to renew the tax online. The DVLA tax reminder has been a useful tool in this process. As for the vehicle documents, you can always contact the lender and all the needed assistance will be offered.

What is a bill of sale?

A bill of sale is a document that gives the lender rights over the car used for security. This document is usually signed before the loan is issued. In case of default, the lender has a legal right to take possession of the car and sell it to recover the loan balance.

What if I have a complaint?

If you have a complaint regarding the services offered, you can always communicate with us through the contact us page. You can also choose to call us on our direct line for help. We always have staff ready to answer to your needs at any time.

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